Attitude Determines Altitude

pexels-photo-1439087by Unknown

I woke up early today, excited over all I get to do before the clock strikes midnight. I have responsibilities to fulfil today. I am important. My job is to choose what kind of day I am going to have.

Today I can complain because the weather is rainy or I can be thankful that the grass is getting watered for free.

Today I can feel sad that I don’t have more money or I can be glad that my finances encourage me to plan my purchases wisely and guide me away from waste.

Today I can grumble about my health or I can rejoice that I am alive.

Today I can lament over all that my parents didn’t give me when I was growing up or I can feel grateful that they allowed me to be born.

Today I can cry because roses have thorns or I can celebrate that thorns have roses.

Today I can mourn my lack of friends or I can excitedly embark upon a quest to discover new relationships.

Today I can whine because I have to go to work or I can shout for joy because I have a job to do.

Today I can complain because I have to go to school or eagerly open my mind and fill it with rich new tidbits of knowledge.

Today I can murmur dejectedly because I have to do housework or I can feel honoured because the Lord has provided shelter for my mind, body and soul.

Today stretches ahead of me, waiting to be shaped. And here I am, the sculptor who gets to do the shaping.

What today will be like is up to me. I get to choose what kind of day I will have!

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ICO’s, Shitcoins and Scamcoins

Screenshot 2019-03-17 at 01.08.40Bitcoin was created as an answer to the financial crisis of 2008, the idea was to provide an alternative to the Fiat currencies used all over the world.  Since the start of Bitcoin in 2009 its popularity has grown, and due to the idea of Bitcoin many other cryptocurrencies have been introduced like Ethereum, Litecoin, Ripple and at least another 20 that have good potential.

However, whenever there is something good, the market sees an opportunity to abuse the system. Enter the newest legal way to scam people out of their hard earned money – the ICO (Initial Coin Offering), Shitcoins and Scamcoins. All of these start with a business case of some form or another. I will try to explain this to you in a very simple way so that you can potentially see the dangers and then try to assess the risk for yourself.

ICO’s (Initial Coin Offerings) – These usually start with some sort of Whitepaper that outlines the business case for the coin issue. This is a semi-legal document that tries to communicate a timeline and intention of the coin. The business case for any idea is to get people interested in a new product (in this case the coin) and then to get investors to start putting money in or buying the tokens or coins. The bigger names you get interested in the project, the higher the potential for the coin offering to be successful.

So let’s assume there is enough interest and investment to get the coin launched, then the coin will need to be listed on a Crypto exchange so that you can trade this coin for Bitcoin and ultimately exchange it for cash.

Before the coin is launched, however, a few things take place – the first step is normally to give away coins to the software developers and other parties, usually those who have been promoting the coin – everyone is looking for value and no one is going to work for free. This is to get people talking about the coin and for people to start getting interested.

The next step is to start selling the coin prior to the launch on the exchange, let’s assume this is done 6 months prior to the launch and the projected launch price will be 50 cents. In month one the coin could have a value of 5 cents, in month two 10 cents and in the six months the value will be in the region of 50 cents. Sounds simple and practical, right?

But when everyone is looking for quick profits it usually leads to disaster. The developers and promoters are looking for real money and exchange the coins they got for free as soon as they arrive on the exchange at 50 cents, the speculators who bought the coin at 5 cents and 10 cents start selling so they too can make a profit. Suddenly the 50 cents value on the exchange is down to 10 cents again. Who loses? It is normally the people who came in last and never the people who bought early.

This is a form of insider trading that cannot be controlled and it is the easiest and most legal way to steal money. Promises are made that this will not happen but believe me, I am just scratching the surface here. I predict that millions will be lost to this legitimate scam and books will be written about this era in the future. Of course, some will make millions and they will say they just did the right thing at the right time – that, of course, is debatable.

downloadShitcoins – these are simply ICO’s without a good business case (which are the majority of the coins), that promise value when in actual fact there never was or will be a value. The creators of the coins try to create momentum by using airdrops and different forms of crowdsourcing in an attempt to get as many people interested as possible. Often these coins are promoted on the coins website, where it is possible to spend real cryptocurrency acquiring these coins at the perceived value from promoters. Most of these coins will never make it onto an exchange and therefore will have no real value.

Scamcoins – these are coins which are used to hide the real value of an online investment type company, they are normally issued when the company that promised unreasonable returns runs out of money. Then it becomes the problem of members who hope they will get paid to get these coins listed on exchanges. The reality is that everyone is anxiously waiting for payment, and once these coins are listed on exchanges, everyone sells their coins and the value simply drops more than 300%. Everyone loses and of course, the company who issued the coin gets away with the real money.

In the world of cryptocurrency, the greatest benefit is that things are not regulated, of course, this is a great benefit if you are on the winning side of the above examples. The problem is that you can never really be sure which side of the regulatory you are on and you might just end up losing more than you bargained on.

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Act of Kindness and Goodwill

banana-2449019_960_720Author: Unknown

Mr Phillips was just getting ready to leave his office and he remembered that his wife had asked him to bring 1KG of Bananas. When He stepped out, he saw an ill-looking old lady across the road. She was selling fresh bananas on the street. Mr Phillips usually buys bananas from a grocery shop a few blocks away from his office but since he was in a hurry to reach home today, he thought about buying them from across the road only.

He went to the old lady and asked her the price. She quoted $7 per 1KG. He told, “But the store where I usually buy from gives them for $5 per 1KG, can you not give me for the same price?” The Old Lady told, “No Sir, I can not afford to match that price. I can sell them to you at $6 per 1KG. That’s best I can afford to give you for.” Mr Phillips told her, “nevermind”. He left in his car towards the usual grocery shop.

He went inside and picked up a good bunch of bananas. He went to the cashier to pay for them but he was surprised when the cashier told him that price per 1KG is $10. He told the cashier, “I have been buying bananas from here only for some years and this is a steep price increase, can’t you offer me a better deal for being a loyal customer?” The Manager overheard him and came there. He told Mr Phillips, “Sorry Sir but our prices are fixed, we do not bargain.” Mr Phillips felt little bad with that flat attitude. He thought for a second and put those bananas back. He went back to the old lady. She recognized him instantly and told him, “Sir, I can’t match that price, I won’t be able to earn any profit.”

Mr Phillips told her, “Don’t worry about the price, I will pay you $10 Per KG! Now, give me 2KG.” The Old Lady got very happy, she packed 2KGs of Bananas and said, “I can’t take $10 but I will take $7 per KG. I appreciate your kindness.” She also told him, “My Husband used to own a small fruit shop but he got very sick. We have no child or any relatives who could support us. We had to sell his shop to cover his medical bills but he could not survive.” Tears were flowing from her eyes. She said, “But now to support myself I am trying to sell what I can afford to buy and sell so I can survive for what’s left of my life.”

Mr Phillips told her, “Do not worry, You are doing good and from tomorrow on, I will only buy bananas from you.”  He pulled out his wallet and gave her $100 extra and said, “Take this, Bring more different fruits to sell tomorrow, consider this an advance payment for fruits I will be buying from you. You can earn more if you have more choices of fruits to sell.” The Old Lady thanked him.

Later, He recommended many of his colleagues to buy fruits from the lady which they did. And with the support from Mr Phillips and many other buyers, she made a better living.

Moral: Often we choose to go in big malls or big grocery shops for a shopping. We always pay the fixed price without bargaining. That is fine as we all have choices and people who run their business have their liabilities too. However, we need to spare a moment and think that why we have no courage or reason to bargain while shopping at big shops and why we try to bargain heavily with small street vendors? Think wisely. Always be helpful and supportive to someone who works hard to earn and has a need for it. Think, what Mr. Phillips had thought for a second and why he decided to buy from the old lady..

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The Interview

feedback-2466829_960_720Author: Unknown

Once at an interview at a reputed business school, a panel of intelligent  Interviewers was taking interview of prospective students for admission in the school. When one of the prospective students entered the room and nervously sat on the chair in front of them, the panel said to the boy, “We shall either ask you ten easy questions or one really difficult question. Choose carefully as it will determine your admission to the school!”

The boy thought for a while and answered, “I would like to answer one really difficult question.”

“Well, good luck to you, you have made your choice! Now answer us. What comes first, Day or Night?”

The boy was jolted into reality as his admission depended on the correctness of his answer to this single question, but he thought for a while and said, “It’s the day sir!”

“How?” asked the interviewer.

“Sorry sir, you assured me that I do not need to answer the second difficult question!”

He was selected for admission!

Technical Skill is the mastery of complexity, while Creativity is the mastery of Presence of Mind.

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Purpose of Life

utah-440520_960_720Author: Unknown

Once upon a time, there lived a wise man. He was the head of the local administration of a small village. Everyone respected him and his views and opinions were well regarded. Many people came to him seeking advice.

His son, however, was very lazy and wasted his time sleeping and spending time with his friends. No amount of advice or threat made any difference to him. He wouldn’t change at all.

The years passed, and with time faded the youth of the wise man. As he grew older, he began to worry about his son’s future. He recognized the need to give something to his son so that he can take care of himself and his family to be.

One day, he called his son to his room and said-“My son, you are no more a kid now. You must learn to take responsibilities and understand life.”

“I want you to find the real purpose of your life and when you find it remember it always and you will lead a life full of happiness and joy.”

Then he handed his son a bag. When the son opened the bag, he was surprised to see 4 pair of clothes, one for each season. There also were some raw food, grains, lentils, little money and a map. His father continued-“I want you to go find a treasure. I have drawn a map of the place where the treasure is hidden, you need to go and find it.”

The son loved this idea. The next day, he eagerly set out on a journey to find the treasure. He had to travel really far across borders, forests, plateaus and mountains.

Days turned into weeks and weeks turned into months. Along the way, he met a lot of people. He was helped by some with food and by some with shelter. He also came across robbers who tried to rob him.

Slowly the season changed and so did the landscapes along with it. When the weather was unpleasant, he halted for the day and continued his journey when the weather cleared.

Finally, after a long year, he reached his destination. It was a cliff. The map showed the treasure being placed below the cliff under the tree. Upon spotting the tree, he began to dig the ground.  He searched and searched- around it, under it, on it- but found nothing. He spent two days looking and digging for the treasure. By the third day, he was so exhausted that he decided to leave.

Disappointed over his father’s lie, he headed back to his home. On his way back, he experienced the same changing landscapes and seasons. This time, however, he halted to enjoy the blooming flowers in spring and the dancing birds in monsoon. He stayed in places only to watch the sunset in paradise or to enjoy pleasant summer evenings.

Since the supplies he carried were over by then, he learned to hunt and make arrangement for his meals. He also learned how to sew his clothes and shelter himself. He was now able to determine the hour of the day by the position of the sun and plan his journey accordingly. He also learned how to protect himself from wild animals.

He met the same people who had helped him earlier. This time he stayed a few days with them and helped them in some or the other way to repay them. He realized how nice they were to an ordinary passerby who had nothing to offer to them in return.

When he reached home, he realized it had been two years since he left the place.  He walked straight into his father’s room. “Father”, – He said

The father immediately jumped to his feet and hugged his son.

“So how was your journey my son, did you find the treasure” he asked.

“The journey was fascinating father. But forgive me for I wasn’t able to find the treasure. Maybe somebody took it before I reached.” He surprised himself by what he just said. He wasn’t angry at his father. Instead, he was asking for forgiveness.

“There wasn’t’ any treasure in the very first place my son”-father answered smiling.

“But why did you send me to find it then”, he asked.

“I will surely tell you why, but first you tell me, how was your journey to the place? Did you enjoy it?”

“Of course not father! I had no time. I was worried someone else would find the treasure before I did. I was in a hurry to reach the cliff.” He continued-“but I did enjoy the journey on my way back home. I made many friends and witnessed miracles every day. I learned so many different skills and the art of survival. There was so much I learnt that it made me forget the pain of not finding the treasure.”

The father said to him- “Exactly my son.  Want you to lead your life with a goal. But if you remain too focused on the goal, then you will miss out the real treasures of life. The truth is, life has no goal at all, other than to just experience it and grow with it every single day.”

Moral: It is when we set out in life without trying to associate any meaning or greater purpose to it that we find the treasure of true joy in each moment.

quote about life

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How do you want to be remembered?

nobel-2166136_960_720Author: Unknown

More than a century ago, a man was reading his morning newspaper. To his surprise and horror, he read his name in the obituary column. The newspapers had mistakenly reported the death of the wrong person for sure. He was shocked to read a news headline about his death. When he regained his composure, He read it to find out what people had said about him.

The obituary included sentences like, “Dynamite King Dies.” and “He was the merchant of death.”. The man was the inventor of dynamite and when he read the words “merchant of death,” he asked himself a question…

“Is this how I am going to be remembered?” he asked himself. He decided that this was not the way he wanted to be remembered and he decided to change.

From that day on, he started working toward world peace. His name was Alfred Nobel and he is remembered today by the great Nobel Prize, the greatest of all the prizes.

The Nobel Prize has been honouring men and women from all corners of the globe for outstanding achievements in physics, chemistry, medicine, literature, and for work in peace since 1901. The foundations for the prize were laid in 1895 when Alfred Nobel wrote his last will, leaving much of his wealth to the establishment of the Nobel Prize.

Moral: It is never late to start over.

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The secret of Excellence = Consistency

More often than not I meet people and they ask a simple question ‘How can I achieve success?’ The answer is even simpler: ‘We are what we repeatedly do’. This is part of the famous quotation by Aristotle and the full quote is “We are what we repeatedly do. Excellence, then, is not an act, but a habit.”


The question is then ‘What are the habits I need to have in order to be successful?’ Firstly we also need to understand that true success cannot be measured, and we only achieve success when we are recognised by our family, our peers and our community as being successful. If we think we are successful that is just plain arrogance.

Life is about relationships and we can only be trusted in a relationship if we can be consistent. Even consistently boring is better than nothing, but if we would like the relationship to flourish we would need to work and be fully committed to its success.

However, in the world of instant everything, we assume that we can buy some sort of key to unlock the secret of success. No there are no keys for sale and there never will be. It is hard work alone that unlocks success.

It is commonly accepted that to become good at something you will need to do it for 10,000 hours (that is approximately 417 days or just over one year). The challenge, however, is to commit to putting in enough hours per day so that you can become good at something. If you only decide to do it for 3 hours a day, it will take you approximately 10 years to become good, which one could argue may be too long to achieve any level of excellence. The bottom line is that success comes from commitment and consistency.

Most people believe they can find a short cut to success, so they read self-help books thinking this will help find the imagined short cut. The reality is that they spend so much time reading that they become excellent readers. I like the wisdom shared by Steve Maraboli – he said that if self-help books worked it would have been a dying industry, but instead it is a flourishing industry, just like the leadership development industry which simply drains money and has no significant results. We have a leadership deficit, which may have been caused by the idea that leadership development could work.

What work needs to be done for success? Can you be consistent is the first question we need to ask, will we consistently do what it takes to get enough experience to be successful and will we be committed to pushing ourselves a little further every day? In dealing with people will we strive to spend more time understanding them and allowing the relationship to grow? Will we spend more time trying, adjusting and practising until we get something right? How much time are you willing to commit to being successful?

Whatever you decide to do, if you have decided to be successful then you will have to be consistent to achieve any level of success. Whatever happens, you need to realise that you will have to keep repeating what you do, continuously work hard and NEVER GIVE UP.


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The tribal wisdom of the Dakota Indians


The tribal wisdom of the Dakota Indians passed on from one generation to the next, says that when you discover that you are riding a dead horse, the best strategy is to dismount.

But in modern business, because heavy investment factors are taken into consideration, other strategies are often tried with dead horses, including the following:

1. Buying a stronger whip.
2. Changing riders.
3. Threatening the horse with termination.
4. Appointing a committee to study the horse.
5. Arranging to visit other sites to see how they ride dead horses.
6. Lowering the standards so that dead horses can be included.
7. Reclassifying the dead horse as “living-impaired”.
8. Hiring outside contractors to ride the dead horse.
9. Harnessing several dead horses together to increase speed.
10. Providing additional funding and/or training to increase the dead horse’s performance.
11. Doing a productivity study to see if lighter riders would improve the dead horse’s performance.
12. Declaring that the dead horse carries lower overhead and therefore contributes more to the bottom line than some other horses.
13. Rewriting the expected performance requirements for all horses.
14. Promoting the dead horse to a supervisory position.

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Royal Investor Club – Your invitation awaits

Screenshot 2019-03-03 at 15.33.02

Author: Marina Caenazzo

The Royal Investor Club offers you the opportunity to join an exclusive club, backed by a wealthy Real Estate Development Company. As an investor, you will get a 50% return on your investment during your 6-month contract. This means if you invest $1000, for 5 months you will be paid 10% ($100) each month, giving you a total profit of 50% ($500) and in the sixth month, you can choose to re-invest your money or get your capital back.

It is as simple as that, and it is not a scam. This is a privately owned company that has been running since 1977, and they opened up the investment opportunity in 2014, simply because their family and friends also wanted to be involved in the successful business. The company has massive development contracts and uses your capital to help finance these. As an investor you benefit from the security derived from the property development company, and their additional income earners which include Amazon e-commerce (financing the acquisition of high-demand, fast-moving items), Precious Metals (Gold), High Return Investments in the Cayman Islands & Switzerland, and in their latest addition – the chartering of private jets and helicopters.

The company has been run by three successive generations and they would like to help others achieve their goal of becoming financially free. To date, the company has completed multi-million dollar projects in Mexico and America, with new projects in Dubai this year (2019) and in London (2020).

To join you have to be referred by an existing member, and the minimum start-up is $750. You can invest up to $250k should you choose to do so. If you invest $2500 or more, you will have additional benefits to the 50% profit. These include nights in luxury timeshare units and nights in the prestigious Four Seasons Hotels.

This is an investment opportunity that will definitely help you finance your dreams, however big or small they are. This is not a network marketing company or a multi-level marketing opportunity. You simply invest your money and watch it grow. However, should you wish to empower others to build their financially secure future, you may invite them to join the club, and you will receive a 10% commission paid directly to you within 72 hours. For those wishing to take advantage of the extra commission, there is the added bonus of an extra 10% commission once you have completed 5 direct referrals.

For more information, please click on the link or send me a message. Your opportunity to earn 50% profit

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Top 50 Digital Marketing Influencers 2019

Screenshot 2019-03-03 at 10.18.34

Thank you @AwarioApp it is an honour to be listed amongst the Top 50 Digital Marketing Influencers

With the help of social media data, Awario identified the biggest digital marketing influencers as of the beginning of 2019. Dive right in to discover mentors, inspirators, brand ambassadors and, of course, influencers for your next campaign targeting digital marketers.
In this report you will find:
  • Current top 50 digital marketing influencers
  • Top 10 most engaged influencers
  • Top 10 most mentioned influencers

Get the full report here:

Should you wish to engage me or my influencer network for your brand, next event or activation please email me at

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